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5 ways to find the college scholarship that is right for you

At a glance

• Scholarships can help prospective students save money toward their college education. The good news is there are a number of options that can fit a variety of needs.
• Applying for a scholarship often requires writing an application essay, completing a form or keeping an eye out for opportunities.
• Not all scholarships are available to everyone. When applying be mindful of requirements and make sure to do your research to find the best fit.
• ���۴�ý offers a number of scholarship opportunities, including up to $1 million in scholarships per month. To learn more, visit /tuition-financial-aid/scholarships.html to learn more.

How to get a college scholarship

If you’re thinking about returning to school or becoming a student for the first time, you’re also likely trying to figure out how to pay your tuition. A scholarship can be an excellent option because, unlike student loans, you won’t have to repay them.

Many people mistakenly believe that the only way to receive a college scholarship is to apply right after graduating high school. The thinking is that, if you have a good GPA, struggle financially and/or participate in your community, you’ll be eligible for scholarships. The fact is there are many college scholarships and aid opportunities out there, and many types of students are eligible when looking for options that can cover tuition costs.

Read on to learn all about these, including undergraduate college scholarships, and how you might be able to apply successfully for a scholarship to cover part of your college tuition!

What is a scholarship?

A scholarship enables a university student to lower the tuition costs for which they are responsible. This, in turn, may reduce the need for student loans.

As the federal government notes, " of [scholarships] offered by schools, employers, individuals, private companies, nonprofits, communities, religious groups and professional and social organizations." These might cover anything from a tiny percentage of a semester’s tuition to every dollar of your education. And, again, they do not need to be repaid to the issuer, which removes some of the debt burden from a student’s shoulders.

7 types of scholarships

Undergraduate students have a number of scholarship options for which they may apply. Here’s a breakdown of what each scholarship entails, and the typical qualifications required for each.

• Academic scholarships

These are based on GPA, high school achievement and other education-centric factors. Additionally,  pay not only for tuition, but also all textbook costs and many personal expenditures.

• Extracurricular

Here’s one for the creatives, the inventors and other people who achieved or participated in something that was not part of an athletic competition. Think hobbies like design and music.

• Community service awards

These can go to students who took time out of their weekends, afternoons and/or holidays to help their local communities.

• Identity/background focused

Underrepresented, immigrant or minority students may find there are several  out there specifically geared toward them. Some scholarships may be focused on a person’s gender (including gender-nonconforming identities) too.

• Employer-sourced scholarships

Some employers implement scholarship programs and encourage high school graduates to apply. These employers typically like to see that their workers are improving their career prospects and/or bringing newfound skills back to the workplace.

• Field of study scholarships

Are you thinking about breaking into a niche field? Several scholarships reward students who focus on a certain area of study, like pre-law classes for example.

Members of the U.S. Armed Forces have several unique scholarship opportunities as well, and their dependents qualify for military-specific college scholarships anywhere they serve.  to learn more about military scholarships.

• Full ride

This may be exactly what it sounds like to you —  in one go. This type of scholarship may be awarded to students who have an exceptional GPA or who score well on the SAT or other tests. They may also be awarded to students who cannot afford tuition but have the academic qualifications to attend a state or private university.

How do I get a scholarship?

Many high school graduates are advised to complete their scholarship application(s) at least one year ahead of starting at a university. This is great for students pursuing undergraduate studies right after high school. But other scholarships for returning and adult students are available throughout the year. Start looking as soon as you consider pursuing higher education so you don’t miss a deadline — and so you get familiar with all the options out there!

Also, there are several free options to help students through the application, essay and consideration process. (More details on this can be found below) And  (for example, if you are awarded $1,000 above the cost of tuition for the semester/year), you may not be permitted to accept the surplus. If you receive a scholarship directly and it exceeds your tuition costs, you’ll need to let your school know. But some scholarships are permitted to cover educational living expenses. Therefore, it’s important to carefully review the terms should you receive a scholarship or other form of financial aid.

Where to get a scholarship

Can you write a great essay? Was your high school education full of academic achievements? Do you come from an unusual and/or diverse background? Have you faced adversity as a high school student? If you answered yes to any of these questions, try searching the links below for scholarship opportunities!

•  tool offers a quick and easy way to find thousands of potential scholarship opportunities (deadlines included).
•  Several states and U.S. territories have individual scholarship search tools that local students can leverage to find open scholarship opportunities. Education departments often welcome hearing from local students and may be able to help them navigate and identify available scholarships. They may also provide essay advice and other help in the application process.
• �ճ����S. News & World Report graduate . Are you thinking about going to graduate school? There’s no harm in filling out a scholarship application. �ճ����U.S. News & World Report site often offers several thousand financial aid options, including scholarships, for graduate program participants.

Regardless of what you’re applying for, pay close attention to deadlines and essay requirements. You should plan months ahead of time and double-check that the scholarship is good for the coming year. For example, if a deadline is listed as "July 8," make sure it wasn’t the previous "July 8" before you spend time applying. If there’s a discrepancy or the deadline is unclear, contact the scholarship organization directly to request clarification.

Save time and money with a solid scholarship search strategy

Scholarships can be an excellent way to help you pay for a degree and make education more affordable, but not all scholarships are available to all students. Each scholarship has a particular set of criteria that recipients must meet to qualify, meaning students should determine what potential scholarship opportunities they qualify for before starting their search.

Rather than applying for any and all scholarships, finding your perfect fit requires seeking out realistic opportunities. However, many students may not know where to start.

Chris Conway, Director of Financial Education Initiatives at ���۴�ý, said that students can save time and money by being smart about how they search.

"Not all scholarships are based on merit or financial need. What’s important is that you apply for scholarships that you are likely to receive, meaning those for which you meet the criteria," Conway said. "It does take time and effort, but every scholarship you earn could be that much less you have to find elsewhere or perhaps borrow."

Do the due. (Diligence, that is.)

Some scholarships may require a demonstration of financial need. In that case, it is important that you fill out a Free Application for Federal Student Aid form, also known as a FAFSA® application. The U.S. Department of Education website has a checklist to walk you through the steps, but you can always contact your college’s financial aid office if you need help.

At this point, if you are a prospective student, you should have a list of institutions you are interested in attending. You’ll want to take a look at the school’s website to get an idea of the types of institutional scholarships you can apply for. While each institution likely has its own deadlines, including priority dates for submitting your FAFSA® form, there is also a  that you have to keep an eye on.

Conway recommends a time commitment of two to four hours per month searching and applying for scholarships. She suggests making use of the following public online search sites.

Since these are public sites, Conway reminds students that creating accounts and initiating use of the sites will often result in communication, likely in the form of an email.

5 ways to find the scholarship that is right for you

Conway says the key takeaway for scholarship seekers is to be smart about how you search. There are many nuances to the process and doing the proper research can help save time and energy in the long run. 

As mentioned above, not all scholarships are based on merit (grades) or financial need. What’s important is you apply for scholarships that you are likely to receive, meaning those for which you meet the criteria.

Here are 5 strategies to find the perfect scholarship:

1. Reach out to your employer

Remember how many businesses offer scholarships or grants directly to employees? Reach out to your supervisor to see if there are opportunities through your employee benefits program.

2. Check locally

Some smaller scholarships offered by individuals, town organizations or small businesses are advertised locally. Check with your local chamber of commerce to see if there are any hometown scholarships.

3. Focus on the small offers

Are you applying for a high-dollar scholarship? Great, but so is everyone else. Be sure to also apply for smaller scholarships. You may find that multiple small scholarships are helpful.

4. Practice self-reflection

Many scholarships want to know who you are as a person, what your goals are, what inspires you and why you will succeed. This often comes in the form of a required essay answering a prompt. A well-crafted essay that eloquently represents you can help your essay get noticed. Conway suggests saving your applications and essays to see what you can recycle, but make sure you customize them for each application.

Keep plugging away

One could argue that the key to success is determination. In fact, determination brought you to this very moment! The same applies to scholarships. Don’t get discouraged if you receive a, "We regret to inform you," message. Rejections are part of applications, so don’t let that stop you from continuing your search.

How to get a scholarship from ���۴�ý

���۴�ý offers several online scholarship opportunities, including up to $1 million in scholarship opportunities this month. 

Before you apply for financial aid and/or college scholarships, you’ll need to apply to and . From there, you can find which scholarships you qualify for and apply accordingly. Finally, enroll in specific classes as mandated by the scholarship or aid itself. (For example, you may have to enroll in healthcare-focused classes if you receive a healthcare-focused scholarship.)

���۴�ý occasionally offers The ���۴�ý® Scholarship, an opportunity that is geared toward bachelor’s or master’s degree students who have "at least three years of work experience." (The scholarship can grant students up to $1,000 toward a ���۴�ý bachelor’s or master’s degree.) 

It is also worth noting that federal regulations require ���۴�ý to monitor student financial aid packages. This ensures students remain within their financial need-based eligibility. To learn more about financial aid and other funding options, visit our Financial Options�������ٱ�.

Finally, if you can’t decide where and when to apply, contact ���۴�ý for help.